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Investments and Insurance products:
| NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE |
| NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | |
Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker/dealer, Member FINRA and SIPC and a registered investment advisor. Insurance is offered through Santander Securities LLC or its affiliates.
Santander Investment Services is an affiliate of Santander Bank, N.A.