The American Housing Scene
Welcome to the Great American Dream
Since the conclusion of World War II, home ownership in the United States has been the "American Dream." Besides satisfying your dream and putting a roof over your head, your home provides you with important financial benefits:
The Great American Tax Shelter
Owning your home is often referred to as the great American dream. It is actually the best tax shelter going these days.
The key to success in dealings with real estate often lies in the ability to effectively negotiate. A wise negotiator is prepared and knowledgeable in the subject at hand. This section is designed to educate you with respect to the real estate transaction you are considering. Whether you are buying a home, a vacation home, or investment property, the information in this section should give you the confidence you need to make the right decisions for your particular situation.
Buying a Home
Buying a home, especially your first, can be overwhelming. It is a big investment—often the largest single purchase most people ever make—and you certainly don't want to make a mistake. Although it may seem like a giant step, it is certainly not an impossible one, even if you haven't stockpiled a big down payment.
Take some time to explore this section. When you've done so, you will:
Buying a Vacation Home and Investment Property
The middle class routinely struggles for ways to reduce taxes. Because there aren't many creative ways left to keep Uncle Sam at bay, investing in real estate may be viewed as the last middle class tax shelter. Maybe you're considering a dream cottage on the coast... or an apartment house to supplement your income. You don't have to be rich to buy a second property. Real estate is still usually considered a sound investment provided you do your homework and develop a strategy that will help you to achieve your objectives.
When you're done working with this section you will also:
Investments and Insurance products:
|NOT FDIC INSURED||NOT BANK GUARANTEED||MAY LOSE VALUE|
|NOT A BANK DEPOSIT||NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY|
Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker/dealer, Member FINRA and SIPC and a registered investment advisor. Insurance is offered through Santander Securities LLC or its affiliates.