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The Nuts and Bolts of a 401(k) plan


Deciding How Much to Contribute to the Plan

Planning now for your retirement—years before you are near retirement age—is essential. To help with your planning, answer these questions:

  1. What are your projected cash flow needs at retirement?
  2. How much have you currently saved or invested, and what will it grow to by the time you retire?
  3. How much more do you need to invest?
  4. Where are you going to get the rest of the money you need for retirement?



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Investments and Insurance products:

NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE
NOT A BANK DEPOSIT NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY


Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker/dealer, Member FINRA and SIPC and a registered investment advisor. Insurance is offered through Santander Securities LLC or its affiliates.